Credit Repair
At Swiftcap, we understand that a strong credit score is essential for financial success. Our Credit Repair services are designed to help individuals and businesses improve their credit profile by identifying errors, disputing inaccuracies, and providing expert guidance on financial management. A poor credit score can limit your access to loans, increase interest rates, and create financial obstacles, but with the right strategy, these challenges can be overcome.
How it works
At Swiftcap, we make credit repair simple—analyzing, fixing, and guiding you to a stronger financial future, step by step!
Free Credit Analysis
We review your credit report to identify errors, inaccuracies, and negative items affecting your score.
Dispute & Fix Issues
We challenge incorrect information with credit bureaus and lenders to correct your credit report.
Credit Building Strategy
We provide tailored advice on improving your credit score through better financial habits and debt management.
Ongoing Support
We offer continued guidance to help you maintain and improve your credit over time
Comprehensive Credit Repair Solutions
Court Judgement, Writs & Summons Removal
Having a court judgment, writ, or summons on your credit report can severely impact your financial standing, making it harder to secure loans, credit cards, or even rental agreements. At Swiftcap, we specialize in helping you dispute, negotiate, and remove these negative records where possible.
Default & Clear Out Removal
We assist in removing defaults and clear-outs from your credit report by disputing errors and negotiating with creditors. Restore your credit and regain financial freedom!
Enquiry Removal
Too many credit inquiries on your report can lower your credit score and make lenders view you as a high-risk borrower. At Swiftcap, we help you identify, dispute, and remove unauthorized or excessive credit inquiries, improving your credit profile and increasing your chances of loan approval. Let us help you clean up your credit report for a stronger financial future!
Repayment History Removal
Your repayment history plays a crucial role in your credit score, and even a few late payments can negatively impact your financial reputation. At Swiftcap, we help you dispute inaccurate or unfair repayment history records, work with credit providers to correct errors, and guide you on strategies to improve your credit profile. Take control of your financial future by ensuring your credit report reflects accurate and positive payment behavior!
Ombudsman Complaint
If you’ve been treated unfairly by a lender or financial institution, filing a complaint with the Australian Financial Complaints Authority (AFCA)—the industry ombudsman—can help resolve disputes. At Swiftcap, we assist in preparing and submitting ombudsman complaints, ensuring your case is well-documented and effectively presented. Our experts guide you through the process to help you achieve a fair resolution and protect your financial rights.
Get In Touch
Ready to Fix Your Credit?
Contact us today to take the first step toward rebuilding your credit and securing a stronger financial future!